SUPER EL NIÑO 2026 — RISK WINDOW NOW OPEN
Farmer in field
PARAMETRIC CLIMATE INSURANCE

Climate risk, instantly insured.

IBISA designs parametric insurance products that protect farmers and renewable energy operators from extreme weather — with triggers and amounts due calculated automatically, in near real time.

180k+
Smallholders covered
12
Countries operating
< 10 days
Avg. settlement by partner insurers
SUPER EL NIÑO 2026 — RISK WINDOW NOW OPEN

Drought, floods, lost harvests.A $1.4 trillion risk window.

NOAA* and ECMWF* models forecast a strong El Niño peaking through 2026 — disrupting food systems and energy production across the tropics.

Global heat map
MARKETS

Built for two markets at the front line of climate change

Tailored parametric products, indices, and payout logic per market.

SEGMENTS

Who we serve

From the last-mile farmer to sovereign reinsurance pools — IBISA powers parametric protection for every link in the climate-risk chain.

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Find your coverage

Answer 4 quick questions and we'll point you to the right product and team.

PLATFORM

Real-time monitoring & payout calculation

One control room for every policy: weather indices, triggers, amounts due and reporting — live.

Live index monitoring

Track satellite-derived indices on every policy in real time.

Automated payout calculation

As soon as a threshold is crossed, the amount due is calculated for every location and sent to the insurer. No on-site loss assessment.

Portfolio analytics

Loss ratios, exposure heatmaps, reinsurance reporting.

Explore platform
RainTyphoonDrought
IBISA portal: live map of a rain coverage in the Philippines, triggered locations in yellow, orange and redIBISA portal: live map of a rain coverage in the Philippines, triggered locations in yellow, orange and redIBISA portal: a triggered location, its trigger steps and the rainfall index crossing the first thresholdIBISA portal: a wind coverage in the Philippines with typhoon Penha’s path and the 16 locations it triggeredIBISA portal: a location triggered by typhoon Penha, its trigger steps and the storm wind indexIBISA portal: a dry spell coverage in Cambodia, triggered locations in yellow and orangeIBISA portal: a location triggered by a dry spell, its trigger steps and the daily rainfall
Partners
NETWORK

Trusted by partners across 4 continents

Reinsurance partners

Tier-1 capacity

Distribution

MFIs · Coops · Aggregators

Data providers

ECMWF · ESA · CHIRPS

Markets

LATAM · APAC · Africa

TRUSTED BY OUR PARTNERS

ESA
WFP
HDFC ERGO
ICICI
Global Parametrics
CNAAS
ADA
ICMIF
CLIMBS
Future Generali
SolarSquare
SEWA
Milliman
VisionFund
SunCulture
DHAN Foundation